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Are Toronto Real Estate Prices Falling?

The Canadian real estate market has seen many unprecedented highs since the beginning of the COVID-19 pandemic. House sales increased in a big way, with many seeing long and tireless bidding wars taking place. The massive demand for housing meant that supply fell significantly, furthering heating up the competition and creating a sense of urgency …

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TRREB Predicts GHTA Home Prices to Exceed $1 Million by the End of 2021

One of the most perplexing effects of the COVID-19 pandemic has been its impact on the Canadian housing market. Generally the rule of thumb has been that crises cause a near universal drop in housing prices, typically caused by people being unwilling (or unable) to make major purchases when times are so uncertain. However, since …

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How COVID-19 is Impacting Toronto Real Estate

The COVID-19 pandemic has had far reaching implications around the world, forcing entire nations to lock down in order to slow its spread and free up critical resources. Canada hasn’t been spared from the effects of the pandemic, with businesses and industries everywhere being affected by provincial lockdowns and social distancing measures. With so much …

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What the Revamped Mortgage Stress Test Means for Toronto Homebuyers

The federal government recently announced big changes to the mortgage stress test. The stress test was originally put in place back in January 2018, ensuring that borrowers would be able to sufficiently pay for their mortgage in the event that mortgage rates moved higher. The controversial mortgage stress test was criticized for being too harsh …

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Qualities to Look for in a Toronto Investment Property

Real estate investments generate steady supplementary income, and can be a very profitable long-term investment if you’re looking to fund your retirement. The last thing you want is to sign onto a long-term investment that just doesn’t have what it takes to give you the return on investment you require. Whether you’re looking to purchase …

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Big Changes to the Mortgage Stress Test Give Home Buyers More Buying Power

The federal government has announced changes to the mortgage stress test for the first time since its introduction in January 2018. The changes will see home buyers around the country have more buying power, benefiting all those looking to purchase a home in the coming months – especially first-time buyers. Here’s what you need to …

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When Should Toronto Landlords Hire a Property Management Company?

Being a Toronto landlord can bring with it a host of rewarding experiences, but it isn’t without its complications and difficulties. Performing the many duties expected of a landlord can be an extremely time consuming job, especially when factoring in schedules that can include important elements like full-time jobs, families, friends, and hobbies. This is …

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Falling Canadian Mortgage Interest Rates: How Will They Affect The Toronto Real Estate Market?

As Canadian mortgage interest rates continue to fall, landlords around the country are presented with a major opportunity for expanding the scope of their real estate investments. Bond yields have been falling steadily over the last few months, leading to fixed rate mortgages steadily decreasing. While this news is being looked at by some in …

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